What to do in the next 72 hours
- Document everything. Photograph your roof (from the ground), windows, siding, gutters, screens, and any vehicles. Note the date and time. Keep receipts for any emergency repairs.
- Make temporary repairs only. Cover broken windows or roof openings to prevent further damage — but don't make permanent repairs until your claim is assessed.
- Be cautious with door-knockers. Storm-chasing contractors flood hard-hit areas. Don't sign anything or pay upfront before you understand your coverage.
- Check your coverage before you file. Know your wind/hail deductible (often a percentage of your home's value, not a flat amount) and whether your roof is covered at replacement cost (RCV) or actual cash value (ACV). A wrong assumption here is the costliest mistake. (See our guide: How the wind and hail deductible works.)
- Get a second opinion. If you're unsure your policy is right — or your premium jumped after past storms — Credify can help you compare 19 carriers in minutes.
Why Randall County gets hit
This isn't a one-off. Federal risk data rates Randall County's hail risk as Relatively High — roughly 8 damaging hail events a year — and wind risk as Relatively High. That makes the right roof coverage, and a competitive premium, worth getting right before the next storm.